Credit card chargebacks have a 60–85% success rate when filed correctly. Most people never file — or file wrong. We show you exactly what to do.
Check My DisputeFree to check · No account required · Results in 60 seconds
Answer 5 quick questions and get your exact dispute reason code, evidence checklist, and step-by-step filing instructions.
Step 1 of 5
Optional — Get It Right the First Time
A pre-written dispute narrative with all the right legal language for your specific reason code, card network, and situation. Banks respond better to structured, professional disputes.
A chargeback is a forced refund through your bank. Banks are required by Visa and Mastercard rules to investigate every dispute. The key is using the right reason code and providing the right evidence — and that's exactly what we give you.
Tell us your card network, dispute type, and timeline. Takes under 2 minutes.
We'll give you the exact reason code for your card network and a tailored evidence checklist.
Log into your bank, find the charge, select your reason code, upload evidence, and submit.
When disputes are filed correctly with the right reason code and evidence.
Rates reflect disputes filed with correct reason codes and proper evidence. Individual results vary.
Network-specific guides and a complete reason code reference — the knowledge to file with confidence.